Tired of getting declined?

We repair your creditwhile teaching youto build it

Improve your credit, position yourself for $50Kโ€“$250K in business funding, and learn how to leverage capital to start a business, invest in real estate, and create more opportunities.

Clean it. Build it. Get approved. Own something.

10 questions ยท ~2 minutes ยท No score impact ยท Options shown instantly

We challenge every bureau, not just the big three

Equifax logoExperian logoTransUnion logo
TeletrackDataXMicroBiltEarly WarningLexisNexisSageStreamInnovisARSCoreLogic
Free credit review

Answer 10 questions. See exactly which program fits.

No call required. When you finish, your three program options are on the next screen with the price on each one.

Takes about 2 minutesNo impact to your scoreOptions shown instantly
Progress10%

Where should we send your results?

๐Ÿ† Client Wins

SMARTCREDIT REPORTRe-Import Summary ยท May 5
SR
Smartcredit reportMay 5
SMARTCREDIT REPORT โ€” credit results screenshot
๐Ÿ”ฅ 12โค๏ธ 8๐Ÿ™Œ 3

Another import, another wave of deletions. 18 disputes gone this round! ๐Ÿ™Œ

APRIL WINSScore imports ยท Apr 20
AW
April winsApr 20
APRIL WINS โ€” credit results screenshot
๐Ÿ”ฅ 19โค๏ธ 11๐Ÿ’ช 6

April round done. +219 across the board and 5 late payments removed ๐Ÿ’ช

CHUCK FMBExperian 728 ยท Jun 9
CF
Chuck fmbJun 9
CHUCK FMB โ€” credit results screenshot
โค๏ธ 21๐Ÿ™ 6๐Ÿ’ฏ 4

Brother LV I wanna thank you for everything, you and the whole organization. Amen ๐Ÿ™.

FEB RE-IMPORT+441 points ยท Feb 8
FR
Feb re-importFeb 8
FEB RE-IMPORT โ€” credit results screenshot
๐Ÿ”ฅ 15โค๏ธ 9๐Ÿ™Œ 5

Feb re-import: +170 / +214 / +44 across the bureaus and 34 disputes deleted ๐Ÿ”ฅ

Swipe to see more

Individual results posted by members. Outcomes vary by credit profile, income and lender requirements. No specific approval, score increase or funding amount is guaranteed.

U.S. BankBarclaysPenFedUSAASynchronyAmerican ExpressChaseKikoffCreditStrongMyFreeScoreNowSmartCreditExperianAva
4.8

over 500 reviews

What better credit unlocks

The opportunities that open up

Recent approvals. This is the kind of opportunity that opens once the file is in shape.

Business credit

Business credit

$50,000 each

Chase Ink Business Preferred
$50,000Approved
American Express Business
$50,000Approved
Bank of America Advantage
$50,000Approved

$150,000+ combined ยท issuers named for identification only, no affiliation

Auto

Auto

$59,500

Approved amount$59,500
APR10.74%
TypeUnsecured used auto
Same-day decision$0 down

Actual example. Results vary.

Personal funding

Personal funding

$187,000 combined

Personal loan unsecured
$60,000Approved
Credit cards revolving
$72,000Approved
Lines of credit
$55,000Approved

From 10.49% APR ยท funds in 24โ€“48 hours subject to lender approval

Home

Home

$420,000

Loan30-yr fixed single family
APR6.25%
StatusCleared to close

Actual example. Results vary.

Subject to lender approval. Results vary by profile, income, and lender. No specific score increase, deletion, funding amount, or approval is guaranteed.

The process

How it works

01Credit review
02Dispute & repair
03Rebuild
04Qualify & leverage
05Acquire
06Build the empire

What's holding you back

We challenge all of it

Late paymentsCollectionsCharge-offsHard inquiriesRepossessionsMedical collectionsDuplicate accountsIncorrect account infoBankruptciesSpecialty-bureau junk (Chex, Lexis, Innovis, EWS, NCTUE)

Always in the loop

Track your progress anytime, anywhere

Our client portal gives you real-time updates on your credit, your disputes and your results.

  • Real-time credit monitoring
  • Dispute status tracking
  • Score tracking and history
  • Secure document uploads
  • 24/7 access and support

Mungwi Solutions

Dashboard

684Good
300850
โ–ฒ 98 pts

+142

Points

Since you started

Progress timeline

Analysis
Disputes
Updates
Results
Milestones6
Next update5d

Mungwi Solutions

Disputes

Dispute status

Collection account

Disputed

Completed

Charge-off

Disputed

In Progress

Late payment

Disputed

Completed

Removed

11 items

In progress

4 items

Mungwi Solutions is a credit services organization. We do not remove accurate, current and verifiable information from your credit report. No specific score increase, deletion, funding amount, approval or timeline is guaranteed. You have the right to dispute inaccurate information with the credit bureaus yourself at no cost. You may cancel your contract without penalty or obligation within three business days of signing.

Product names and logos shown are trademarks of their respective owners and are used for identification only. We are not affiliated with or endorsed by the credit bureaus. We may receive compensation when you open an account with one of the credit-building or monitoring services shown.

ยฉ 2026 Mungwi Solutions. All rights reserved.