No Monthly Fees — Ever
Simple, Flat-Fee Pricing
Pay once. We work the full repair period. No subscriptions, no recurring charges, no surprises.
Most Popular
Hands On
$500
One-time payment · No monthly fees
Up to 3 months of disputes
We handle everything — you mail the letters. We dispute alongside you for up to 3 months. If your score hasn't increased, you get your money back.
Money-back guarantee if no score increase
- Full 3-bureau credit analysis
- We prepare all dispute letters
- Metro 2 compliance audit
- Up to 3 dispute rounds
- You mail the letters (pre-addressed)
- Collections, late payments, charge-offs
- Progress reports & updates
- Money-back if no score increase
- Personalized Credit Roadmap
Full Automation
$800
One-time payment · No monthly fees
Up to 6 months of full repair
Completely hands-off. We handle everything — including mailing — for up to 6 months of full repair. You do nothing but watch your score climb.
- Everything in Hands On
- Complete hands-off — we mail everything
- Extended dispute cycles (up to 6 rounds)
- 6 months of full repair
- Automated bureau follow-ups
- Priority analyst support
- Goodwill & validation letters
- Creditor direct interventions
- Credit rebuilding strategy
- Debt negotiation guidance
Compare Plans
Both plans are flat-fee — pick the coverage that fits your situation.
| Feature | Hands On | Full Automation |
|---|---|---|
| 3-bureau credit analysis | ||
| We prepare all dispute letters | ||
| Metro 2 compliance audit | ||
| Who mails the letters | You mail | We mail |
| Dispute rounds | Up to 3 | Up to 6 |
| Active repair period | 3 months | 6 months |
| Progress reports & updates | ||
| Personalized Credit Roadmap | ||
| Money-back guarantee | If no increase | — |
| Automated bureau follow-ups | ||
| Priority analyst support | ||
| Goodwill & validation letters | ||
| Creditor direct interventions | ||
| Credit rebuilding strategy | ||
| Debt negotiation guidance | ||
| Price | $500 | $800 |